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In 1959, the bank made during $25 million by providing FHA and VA home loans to borrowers. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, but they changed during this time and Hudson City opened auto branch in Bergen County in Waldwick. This was only the start point. In the 1970s, the bank opened 37 branches in 12 areas. In 1978, when the bank account moved their headquarters to Bergen County their total deposits and assets were over $1.1 billion.

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